Bank Pensioner DR Calculator

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Enter Details

Step 1 — Select BPS / Retirement Batch

Retired Nov 2017 – Oct 2022 · Old CPI Series (1960=100) · Base: 6352 · 0.07% per slab

Step 2 — Select Scale

Step 3 — Select Last Basic Pay (₹)

Last Basic Pay—

Basic Pension (50%)—

Step 4 — Select DR Half-Year

Step 5 — Enter CPI Values (3 Months)

Month 1

Month 2

Month 3

CPI Average —

Calculated DR %

DR Rate (from CPI)

—

Enter CPI values above

Step 6 — Existing DR % (editable)

Update this each Feb/Aug when IBA announces new DR rate.

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Results Will Appear Here

Select BPS, scale, last basic pay,
enter CPI values and click Calculate.

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Pension Gap — Why Updation Is Needed

Select same scale & stage to compare what an 11th BPS retiree gets vs a 12th BPS retiree at the same position. This gap is the core argument for pension updation.

Select Scale

Select Stage

Current DR for Comparison

10th BPS (Part VI)

11th BPS (Part VII)

12th BPS (Part VIII)

Pension Updation is a burning issue — understand it fully on InsightfulX

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⚠ Disclaimer: This tool is for educational purposes only. DR figures are based on IBA circular No. CIR/HR&IR/76/D/2025-26/2911 (Feb 2026) and 11th/12th BPS provisions. Ex-gratia as per 12th BPS clause 13. Actual amounts may vary. This is NOT official IBA/RBI communication. Verify with your bank's HR/pension department.