NPS Projection Calculator

₹

Current NPS Corpus (₹)

Enter your current Tier-I account balance

Monthly Contribution (₹)

Your monthly NPS contribution (employee + employer)

Projection Period (Years)

📊 PFRDA Published Returns (Illustrative)

SBI Pension Fund (Equity)~14%

LIC Pension Fund (Equity)~13.5%

HDFC Pension (Equity)~15%

Conservative / Govt. Bonds~8–9%

Annual Return Rate (%)

Enter your current scheme's XIRR / blended return rate

Equity Allocation (%)

Max 75% allowed under NPS (Active Choice)

Equity Return Rate (%)

Historical avg equity fund return

Debt Allocation (Auto %)

Debt Return Rate (%)

Corporate / Govt. bond avg return

Blended Return Rate (Auto-calculated)

⚠️ Important Disclaimer

• This calculator is for educational and illustrative purposes only.

• Return rates are taken from PFRDA published data and are indicative. Actual returns may vary.

• Past performance of NPS funds does not guarantee future returns.

• Please consult your financial advisor before making investment decisions.

• NPS withdrawals are subject to prevailing tax laws and PFRDA regulations.

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Enter your NPS details and click Calculate to see your year-wise projection and scenario comparison.